Digits vs Paylocity
A head-to-head comparison to help you pick the right tool
Last updated: April 30, 2026
Digits
Digits is a modern financial intelligence platform for small businesses that connects to your accounts and uses AI to surface insights, trends, and anomalies in your finances automatically.
Paylocity
Paylocity is a modern HR and payroll platform designed for mid-market businesses. It combines payroll processing with employee engagement tools, learning management, and workforce analytics. Paylocity stands out for its strong mobile experience and focus on building connected, engaged workplaces.
Pros
- ✓AI-powered financial insights
- ✓Clean modern interface
- ✓Automatic anomaly detection
- ✓Good cash flow visibility
- ✓Integrates with existing accounting tools
Cons
- ✗Not a full accounting replacement
- ✗US-focused
- ✗Still a newer platform
- ✗Limited tax filing features
- ✗Best as a complement to existing accounting software
Pros
- ✓Strong employee engagement and communication tools
- ✓Excellent mobile app for both managers and employees
- ✓Modern UI with good user adoption rates
- ✓Robust payroll with strong compliance features
Cons
- ✗Pricing requires a sales call and is not published online
- ✗Implementation can be complex for larger organizations
- ✗Some advanced features require additional modules at extra cost
Digits vs Paylocity: Side by Side
| Factor | Digits | Paylocity |
|---|---|---|
| User Rating | N/A | N/A |
| Category | Accounting Software | HR Software |
| Pricing Model | Paid | Paid |
| Starting Price | Contact for pricing | Custom pricing |
| Best For | Small business owners wanting AI-powered financial insights and visibility on top of their existing accounting software | Mid-market businesses with 20-1000 employees |
| Our Pick | — | — |
Digits Features
- ✓AI bookkeeping
- ✓transaction categorization
- ✓cash flow insights
- ✓financial reporting
- ✓bank feed integration
Paylocity Features
- ✓Payroll
- ✓benefits
- ✓talent management
- ✓workforce management
- ✓analytics
- ✓employee self-service
Pricing Comparison
Our Take
Choose Digits if small business owners wanting ai-powered financial insights and visibility on top of their existing accounting software. Choose Paylocity if mid-market businesses with 20-1000 employees.
Best For
Small business owners wanting AI-powered financial insights and visibility on top of their existing accounting software
Best For
Mid-market businesses with 20-1000 employees
Also Consider
If neither Digits nor Paylocity is the right fit, Dext is worth evaluating.
Dext
Bookkeepers, accountants, and businesses with high receipt volumes wanting to eliminate manual data entry
From $15/mo
Frequently Asked Questions
What is the difference between Digits and Paylocity?
Digits is best for small business owners wanting ai-powered financial insights and visibility on top of their existing accounting software. Paylocity is best for mid-market businesses with 20-1000 employees.
Which is better, Digits or Paylocity?
Choose Digits if small business owners wanting ai-powered financial insights and visibility on top of their existing accounting software. Choose Paylocity if mid-market businesses with 20-1000 employees.
How much does Digits cost?
Visit Digits website for current pricing.
How much does Paylocity cost?
Paylocity starts at Custom pricing. Pricing model: Paid.
Who should use Digits?
Small business owners wanting AI-powered financial insights and visibility on top of their existing accounting software
Who should use Paylocity?
Mid-market businesses with 20-1000 employees