Gusto vs Patriot Payroll
A head-to-head comparison to help you pick the right tool
Last updated: April 30, 2026
Gusto
Gusto is a full-service payroll platform built for small businesses in the US. It handles payroll taxes automatically, offers employee benefits administration, and includes onboarding tools that make it easy to bring on new hires. Gusto is known for its clean interface and transparent pricing, making it a top choice for founders managing payroll for the first time.
Patriot Payroll
Patriot Payroll is one of the most affordable full-service payroll solutions for small businesses. It offers basic payroll and full-service payroll tiers, with the full-service option handling all federal, state, and local tax filings. Patriot is popular with very small businesses and solo operators who want simple, reliable payroll without complex features.
Pros
- ✓Automatic federal, state, and local tax filing saves hours each month
- ✓Transparent flat-rate pricing with no hidden fees
- ✓Excellent onboarding flow with offer letters and e-signatures
- ✓Strong benefits administration including health, dental, and 401k
Cons
- ✗International payroll is limited and requires third-party tools
- ✗Can get expensive as headcount grows beyond 50 employees
- ✗Reporting and analytics are basic compared to enterprise tools
Pros
- ✓One of the most affordable payroll solutions available
- ✓Simple and easy to use with minimal learning curve
- ✓US-based customer support available by phone
- ✓Free trial available before committing
Cons
- ✗Limited features compared to full HR platforms
- ✗No mobile app for running payroll
- ✗Benefits administration not included
- ✗Less suitable for businesses with complex payroll needs
Gusto vs Patriot Payroll: Side by Side
| Factor | Gusto | Patriot Payroll |
|---|---|---|
| User Rating | N/A | N/A |
| Category | Payroll Software | Payroll Software |
| Pricing Model | Paid | Paid |
| Starting Price | $40/mo + $6/person | $17/mo + $4/person |
| Best For | Small businesses under 100 employees wanting full-service payroll with benefits | Very small businesses and solo operators wanting the most affordable payroll solution |
| Our Pick | — | — |
Gusto Features
- ✓Full-service payroll
- ✓automatic tax filing
- ✓direct deposit
- ✓employee benefits
- ✓onboarding
- ✓PTO tracking
- ✓time tracking
- ✓contractor payments
Patriot Payroll Features
- ✓Payroll processing
- ✓tax filing options
- ✓direct deposit
- ✓employee self-service portal
- ✓time and attendance add-on
- ✓HR software add-on
- ✓contractor payments
Pricing Comparison
Our Take
Choose Gusto if small businesses under 100 employees wanting full-service payroll with benefits. Choose Patriot Payroll if very small businesses and solo operators wanting the most affordable payroll solution.
Best For
Small businesses under 100 employees wanting full-service payroll with benefits
Best For
Very small businesses and solo operators wanting the most affordable payroll solution
How Gusto and Patriot Payroll Are Similar
- •Both are Payroll Software platforms designed for business teams
- •Both offer web-based access with no software installation required
- •Both provide customer support and onboarding resources
- •Both integrate with popular third-party business tools
- •Both offer a trial or demo to evaluate before purchasing
Also Consider
If neither Gusto nor Patriot Payroll is the right fit, Multiplier is worth evaluating.
Multiplier
Startups and SMBs hiring internationally on a budget
From $40/contractor/mo
Frequently Asked Questions
What is the difference between Gusto and Patriot Payroll?
Gusto is best for small businesses under 100 employees wanting full-service payroll with benefits. Patriot Payroll is best for very small businesses and solo operators wanting the most affordable payroll solution.
Which is better, Gusto or Patriot Payroll?
Choose Gusto if small businesses under 100 employees wanting full-service payroll with benefits. Choose Patriot Payroll if very small businesses and solo operators wanting the most affordable payroll solution.
How much does Gusto cost?
Gusto starts at $40/mo + $6/person. Pricing model: Paid.
How much does Patriot Payroll cost?
Patriot Payroll starts at $17/mo + $4/person. Pricing model: Paid.
Who should use Gusto?
Small businesses under 100 employees wanting full-service payroll with benefits
Who should use Patriot Payroll?
Very small businesses and solo operators wanting the most affordable payroll solution