Melio vs Teamwork
A head-to-head comparison to help you pick the right tool
Last updated: April 30, 2026
Melio
Melio is a business bill payment platform that simplifies accounts payable for small businesses. It lets you pay any vendor by bank transfer or card, even if they only accept checks, and syncs with QuickBooks and Xero.
Teamwork
Teamwork is a project management platform built specifically for client-facing teams and agencies. It includes built-in time tracking, invoicing, and client portals that make it ideal for professional services businesses managing multiple client projects simultaneously. Teamwork helps agencies deliver projects on time and on budget while keeping clients informed.
Pros
- ✓Free to use for bank transfers
- ✓Pay vendors who only accept checks
- ✓Seamless QuickBooks and Xero sync
- ✓Good for managing AP workflows
- ✓Fast setup
Cons
- ✗Focused only on accounts payable, not full accounting
- ✗Card payments carry a fee
- ✗Limited reporting
- ✗Not a replacement for full accounting software
Pros
- ✓Built specifically for agencies and client-facing teams
- ✓Built-in time tracking and invoicing saves money on separate tools
- ✓Client portal keeps clients informed without giving full system access
- ✓Strong resource and budget management features
Cons
- ✗Less suitable for internal team project management
- ✗Interface feels less modern than competitors
- ✗Some key features only on higher paid tiers
- ✗Can be complex to set up for new users
Melio vs Teamwork: Side by Side
| Factor | Melio | Teamwork |
|---|---|---|
| User Rating | N/A | N/A |
| Category | Accounting Software | Project Management |
| Pricing Model | Freemium | Freemium |
| Starting Price | Contact for pricing | Free |
| Best For | Small businesses wanting a simple free tool to manage bill payments and accounts payable alongside their existing accounting software | Agencies and professional services firms managing multiple client projects |
| Our Pick | — | — |
Melio Features
- ✓Bill payments
- ✓invoicing
- ✓payment scheduling
- ✓vendor management
- ✓bank sync
- ✓approval workflows
Teamwork Features
- ✓Project management
- ✓time tracking
- ✓invoicing
- ✓client portals
- ✓resource management
- ✓milestones
- ✓Gantt charts
- ✓budgets
- ✓collaboration tools
Pricing Comparison
Our Take
Choose Melio if small businesses wanting a simple free tool to manage bill payments and accounts payable alongside their existing accounting software. Choose Teamwork if agencies and professional services firms managing multiple client projects.
Best For
Small businesses wanting a simple free tool to manage bill payments and accounts payable alongside their existing accounting software
Best For
Agencies and professional services firms managing multiple client projects
Also Consider
If neither Melio nor Teamwork is the right fit, Dext is worth evaluating.
Dext
Bookkeepers, accountants, and businesses with high receipt volumes wanting to eliminate manual data entry
From $15/mo
Frequently Asked Questions
What is the difference between Melio and Teamwork?
Melio is best for small businesses wanting a simple free tool to manage bill payments and accounts payable alongside their existing accounting software. Teamwork is best for agencies and professional services firms managing multiple client projects.
Which is better, Melio or Teamwork?
Choose Melio if small businesses wanting a simple free tool to manage bill payments and accounts payable alongside their existing accounting software. Choose Teamwork if agencies and professional services firms managing multiple client projects.
How much does Melio cost?
Visit Melio website for current pricing.
How much does Teamwork cost?
Teamwork starts at Free. Pricing model: Freemium.
Who should use Melio?
Small businesses wanting a simple free tool to manage bill payments and accounts payable alongside their existing accounting software
Who should use Teamwork?
Agencies and professional services firms managing multiple client projects