Personio vs Countingup
A head-to-head comparison to help you pick the right tool
Last updated: April 30, 2026
Personio
Personio is an all-in-one HR platform built specifically for European small and mid-size companies. It covers recruiting, onboarding, employee records, payroll, and performance management with strong compliance for EU regulations. Personio is the leading HR software for companies operating in Germany, the UK, and across Europe.
Countingup
Countingup is a UK business current account with built-in accounting software. It combines banking and bookkeeping in one app, automatically categorizing transactions and generating tax estimates in real time.
Pros
- ✓Built for European compliance including GDPR, works council requirements, and local labor laws
- ✓Clean interface with strong automation capabilities
- ✓Good value for European SMBs
- ✓Covers the full employee lifecycle from recruiting to offboarding
Cons
- ✗Limited functionality and support outside of Europe
- ✗Payroll is an add-on that varies by country
- ✗Reporting capabilities are less advanced than enterprise alternatives
Pros
- ✓Business banking and accounting in one app
- ✓Automatic transaction categorization
- ✓Real-time tax estimates
- ✓Simple flat monthly pricing
- ✓Great for sole traders
Cons
- ✗UK only
- ✗Limited accounting features for complex businesses
- ✗Not a replacement for full accounting software at scale
- ✗No multi-user access
Personio vs Countingup: Side by Side
| Factor | Personio | Countingup |
|---|---|---|
| User Rating | N/A | N/A |
| Category | HR Software | Accounting Software |
| Pricing Model | Paid | Paid |
| Starting Price | $4/employee/mo | Contact for pricing |
| Best For | European companies with 10-2000 employees | UK sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app |
| Our Pick | — | — |
Personio Features
- ✓Employee records
- ✓recruiting
- ✓onboarding
- ✓payroll
- ✓performance
Countingup Features
- ✓Receipt scanning
- ✓expense categorization
- ✓VAT tracking
- ✓supplier management
- ✓bank feed integration
- ✓reporting
Pricing Comparison
Our Take
Choose Personio if european companies with 10-2000 employees. Choose Countingup if uk sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app.
Best For
European companies with 10-2000 employees
Best For
UK sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app
Also Consider
If neither Personio nor Countingup is the right fit, Justworks is worth evaluating.
Justworks
Small businesses wanting Fortune 500 benefits
From $59/employee/mo
Frequently Asked Questions
What is the difference between Personio and Countingup?
Personio is best for european companies with 10-2000 employees. Countingup is best for uk sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app.
Which is better, Personio or Countingup?
Choose Personio if european companies with 10-2000 employees. Choose Countingup if uk sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app.
How much does Personio cost?
Personio starts at $4/employee/mo. Pricing model: Paid.
How much does Countingup cost?
Visit Countingup website for current pricing.
Who should use Personio?
European companies with 10-2000 employees
Who should use Countingup?
UK sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app