Smartsheet vs Lendio Bookkeeping
A head-to-head comparison to help you pick the right tool
Last updated: April 30, 2026
Smartsheet
Smartsheet is a work management platform that combines the familiarity of spreadsheets with powerful project management and collaboration features. It is widely used by enterprise teams for project tracking, resource management, and automated workflows. Smartsheet is particularly popular with teams comfortable with Excel who need more collaboration and automation capabilities.
Lendio Bookkeeping
Lendio Bookkeeping is a small business bookkeeping service that pairs automated software with human bookkeepers to keep your finances organized. It also connects businesses to funding options through the Lendio lending marketplace.
Pros
- ✓Familiar spreadsheet interface reduces learning curve for Excel users
- ✓Powerful automation and workflow capabilities
- ✓Strong enterprise security and compliance features
- ✓Excellent for managing large portfolios of projects
Cons
- ✗Pricing is higher than many competitors
- ✗Interface feels dated compared to modern tools
- ✗No free plan — 30-day trial only
- ✗Less intuitive for teams unfamiliar with spreadsheet-style tools
Pros
- ✓Combines software with human bookkeepers
- ✓Connected to Lendio lending marketplace
- ✓Good for businesses needing both bookkeeping and financing
- ✓Simple pricing
- ✓US-focused
Cons
- ✗Less well-known than major competitors
- ✗Limited advanced accounting features
- ✗Best value for businesses also seeking financing
- ✗US only
Smartsheet vs Lendio Bookkeeping: Side by Side
| Factor | Smartsheet | Lendio Bookkeeping |
|---|---|---|
| User Rating | N/A | N/A |
| Category | Project Management | Accounting Software |
| Pricing Model | Paid | Paid |
| Starting Price | $9/user/mo | Contact for pricing |
| Best For | Enterprise teams wanting spreadsheet-familiar project management with powerful automation | Small US businesses wanting managed bookkeeping combined with easy access to business financing options |
| Our Pick | — | — |
Smartsheet Features
- ✓Spreadsheet-style project management
- ✓Gantt charts
- ✓automation
- ✓dashboards
- ✓resource management
- ✓forms
- ✓integrations
- ✓reporting
- ✓enterprise security
Lendio Bookkeeping Features
- ✓Small business loans
- ✓bookkeeping
- ✓cash flow management
- ✓financial reporting
- ✓bank reconciliation
Pricing Comparison
Our Take
Choose Smartsheet if enterprise teams wanting spreadsheet-familiar project management with powerful automation. Choose Lendio Bookkeeping if small us businesses wanting managed bookkeeping combined with easy access to business financing options.
Best For
Enterprise teams wanting spreadsheet-familiar project management with powerful automation
Best For
Small US businesses wanting managed bookkeeping combined with easy access to business financing options
Also Consider
If neither Smartsheet nor Lendio Bookkeeping is the right fit, Wrike is worth evaluating.
Wrike
Marketing and creative teams needing enterprise project management with approvals and proofing
From Free
Frequently Asked Questions
What is the difference between Smartsheet and Lendio Bookkeeping?
Smartsheet is best for enterprise teams wanting spreadsheet-familiar project management with powerful automation. Lendio Bookkeeping is best for small us businesses wanting managed bookkeeping combined with easy access to business financing options.
Which is better, Smartsheet or Lendio Bookkeeping?
Choose Smartsheet if enterprise teams wanting spreadsheet-familiar project management with powerful automation. Choose Lendio Bookkeeping if small us businesses wanting managed bookkeeping combined with easy access to business financing options.
How much does Smartsheet cost?
Smartsheet starts at $9/user/mo. Pricing model: Paid.
How much does Lendio Bookkeeping cost?
Visit Lendio Bookkeeping website for current pricing.
Who should use Smartsheet?
Enterprise teams wanting spreadsheet-familiar project management with powerful automation
Who should use Lendio Bookkeeping?
Small US businesses wanting managed bookkeeping combined with easy access to business financing options