SoftwareDuel

Square Payroll vs Klaviyo

A head-to-head comparison to help you pick the right tool

Last updated: April 30, 2026

🏆 Our Pick: Klaviyo

Klaviyo is our recommended pick for most teams — b2c brands wanting an ai-powered crm that combines marketing automation, analytics, and customer service in one platform.

Try KlaviyoRead our full Klaviyo review →

Square Payroll

Square Payroll is a simple and affordable payroll solution built for small businesses, especially those already using Square for payments. It handles full-service payroll, tax filings, and tip management automatically.

Paid
Get Pricing →

Klaviyo

★★★★★4.5/5

Klaviyo is the AI-first CRM built for B2C brands. Powered by its built-in data platform and AI insights, Klaviyo combines marketing automation, analytics, and customer service into one unified solution.

PaidFrom $20/mo
Get Pricing →

Pros

  • Very easy to use
  • Affordable flat pricing
  • Seamless Square POS integration
  • Handles tips and hourly workers well
  • Full-service tax filing included

Cons

  • Limited features for complex payroll needs
  • Not suited for larger businesses
  • HR features are basic
  • Best value only for Square ecosystem users

Pros

  • AI-powered customer insights
  • Strong marketing automation
  • Built-in data platform
  • Unified marketing and customer service
  • Purpose-built for B2C brands

Cons

  • Less suitable for B2B sales teams
  • Can be expensive at scale
  • Learning curve for full platform
  • Overkill for very small businesses

Square Payroll vs Klaviyo: Side by Side

FactorSquare PayrollKlaviyo
User RatingN/A4.5/5 ★
CategoryPayroll SoftwareCRM Software
Pricing ModelPaidPaid
Starting PriceContact for pricing$20/mo
Best ForSmall businesses and restaurants already using Square POS wanting a simple integrated payroll solutionB2C brands wanting an AI-powered CRM that combines marketing automation, analytics, and customer service in one platform.
Our Pick🏆 Recommended

Square Payroll Features

  • Payroll processing
  • tax filing
  • benefits administration
  • direct deposit
  • employee self-service
  • reporting

Klaviyo Features

  • Email marketing
  • SMS marketing
  • audience segmentation
  • automation flows
  • A/B testing
  • revenue attribution

Pricing Comparison

Square Payroll

Paid

Contact for pricing

See full pricing →

Klaviyo

Paid

Starts at $20/mo

Free: $0 (250 contacts) · Email: from $20/mo · Email & SMS: from $35/mo

See full pricing →

Best Use Cases

Klaviyo

  • Ecommerce businesses running email and SMS campaigns
  • Shopify stores wanting advanced customer segmentation
  • DTC brands automating abandoned cart and post-purchase flows

Who Should NOT Use These Tools

Klaviyo is NOT ideal for:

  • Non-ecommerce businesses without a product catalog
  • B2B companies with long sales cycles
  • Small businesses that only need basic email newsletters

Integrations

Klaviyo

Shopify, WooCommerce, Magento, BigCommerce, Salesforce, Stripe, Recharge, Gorgias

Our Take

Choose Square Payroll if small businesses and restaurants already using square pos wanting a simple integrated payroll solution. Choose Klaviyo if b2c brands wanting an ai-powered crm that combines marketing automation, analytics, and customer service in one platform.

Best For

Small businesses and restaurants already using Square POS wanting a simple integrated payroll solution

Best For

B2C brands wanting an AI-powered CRM that combines marketing automation, analytics, and customer service in one platform.

Also Consider

If neither Square Payroll nor Klaviyo is the right fit, Multiplier is worth evaluating.

Multiplier

Startups and SMBs hiring internationally on a budget

From $40/contractor/mo

Frequently Asked Questions

What is the difference between Square Payroll and Klaviyo?

Square Payroll is best for small businesses and restaurants already using square pos wanting a simple integrated payroll solution. Klaviyo is best for b2c brands wanting an ai-powered crm that combines marketing automation, analytics, and customer service in one platform.

Which is better, Square Payroll or Klaviyo?

Choose Square Payroll if small businesses and restaurants already using square pos wanting a simple integrated payroll solution. Choose Klaviyo if b2c brands wanting an ai-powered crm that combines marketing automation, analytics, and customer service in one platform.

How much does Square Payroll cost?

Visit Square Payroll website for current pricing.

How much does Klaviyo cost?

Klaviyo starts at $20/mo. Pricing model: Paid.

Who should use Square Payroll?

Small businesses and restaurants already using Square POS wanting a simple integrated payroll solution

Who should use Klaviyo?

B2C brands wanting an AI-powered CRM that combines marketing automation, analytics, and customer service in one platform.