SurePayroll vs Wave Payroll
A head-to-head comparison to help you pick the right tool
Last updated: September 14, 2026
SurePayroll is our recommended pick for most teams — small businesses with under 100 employees looking for simple, affordable full-service payroll.
Try SurePayroll →Read our full SurePayroll review →SurePayroll
SurePayroll is an online payroll service designed specifically for small businesses. It is owned by Paychex and offers full-service payroll processing, automatic tax filing, and employee self-service tools. SurePayroll is known for its simple setup and affordable pricing, making it a top choice for small business owners running payroll for the first time.
Wave Payroll
Wave Payroll is a simple payroll solution built into the Wave accounting ecosystem. It is designed for very small businesses that already use Wave for accounting and want an integrated payroll solution. Wave Payroll handles direct deposit, tax payments, and W-2s, making it a natural choice for businesses already in the Wave ecosystem.
Pros
- ✓Very easy to set up and use — ideal for first-time payroll users
- ✓Automatic federal, state, and local tax filing included
- ✓Affordable flat-rate pricing for small teams
- ✓Strong mobile app for running payroll on the go
Cons
- ✗Limited features for larger or more complex businesses
- ✗Customer support can be slow during peak periods
- ✗Less customizable than enterprise payroll solutions
Pros
- ✓Seamlessly integrates with Wave accounting — no manual data transfer needed
- ✓Very affordable pricing for micro-businesses
- ✓Simple interface with minimal setup required
- ✓Free Wave accounting included with subscription
Cons
- ✗Limited features compared to dedicated payroll platforms
- ✗Tax filing is only automatic in select states — manual filing required in others
- ✗No mobile payroll app
- ✗Not suitable for businesses with complex payroll needs
SurePayroll vs Wave Payroll: Side by Side
| Factor | SurePayroll | Wave Payroll |
|---|---|---|
| User Rating | 4.4/5 ★ | N/A |
| Category | Payroll Software | Payroll Software |
| Pricing Model | Paid | Paid |
| Starting Price | Custom pricing | $20/mo + $6/person |
| Best For | Small businesses with under 100 employees looking for simple, affordable full-service payroll | Micro-businesses already using Wave accounting that want simple integrated payroll |
| Our Pick | 🏆 Recommended | — |
SurePayroll Features
- ✓Full-service payroll processing
- ✓automatic tax filing
- ✓direct deposit
- ✓employee self-service portal
- ✓new hire reporting
- ✓workers compensation integration
- ✓mobile app
Wave Payroll Features
- ✓Payroll processing
- ✓direct deposit
- ✓tax payments and filings
- ✓W-2 and 1099 preparation
- ✓Wave accounting integration
- ✓employee self-service
Pricing Comparison
Best Use Cases
SurePayroll
- →Small US businesses running payroll for a handful of employees
- →Self-employed individuals paying themselves and contractors
- →Companies wanting simple automated payroll at low cost
Who Should NOT Use These Tools
SurePayroll is NOT ideal for:
- ✗Companies with international employees
- ✗Businesses needing full HR management
- ✗Large companies with complex payroll requirements
Integrations
SurePayroll
QuickBooks, Xero, AccountEdge, Sage
Our Take
Choose SurePayroll if small businesses with under 100 employees looking for simple, affordable full-service payroll. Choose Wave Payroll if micro-businesses already using wave accounting that want simple integrated payroll.
Best For
Small businesses with under 100 employees looking for simple, affordable full-service payroll
Best For
Micro-businesses already using Wave accounting that want simple integrated payroll
How SurePayroll and Wave Payroll Are Similar
- •Both are Payroll Software platforms designed for business teams
- •Both offer web-based access with no software installation required
- •Both provide customer support and onboarding resources
- •Both integrate with popular third-party business tools
- •Both offer a trial or demo to evaluate before purchasing
Also Consider
If neither SurePayroll nor Wave Payroll is the right fit, Multiplier is worth evaluating.
Multiplier
Startups and SMBs hiring internationally on a budget
From $40/contractor/mo
Frequently Asked Questions
What is the difference between SurePayroll and Wave Payroll?
SurePayroll is best for small businesses with under 100 employees looking for simple, affordable full-service payroll. Wave Payroll is best for micro-businesses already using wave accounting that want simple integrated payroll.
Which is better, SurePayroll or Wave Payroll?
Choose SurePayroll if small businesses with under 100 employees looking for simple, affordable full-service payroll. Choose Wave Payroll if micro-businesses already using wave accounting that want simple integrated payroll.
How much does SurePayroll cost?
SurePayroll starts at Custom pricing. Pricing model: Paid.
How much does Wave Payroll cost?
Wave Payroll starts at $20/mo + $6/person. Pricing model: Paid.
Who should use SurePayroll?
Small businesses with under 100 employees looking for simple, affordable full-service payroll
Who should use Wave Payroll?
Micro-businesses already using Wave accounting that want simple integrated payroll