Wave Payroll vs Patriot Payroll
A head-to-head comparison to help you pick the right tool
Last updated: April 30, 2026
Wave Payroll
Wave Payroll is a simple payroll solution built into the Wave accounting ecosystem. It is designed for very small businesses that already use Wave for accounting and want an integrated payroll solution. Wave Payroll handles direct deposit, tax payments, and W-2s, making it a natural choice for businesses already in the Wave ecosystem.
Patriot Payroll
Patriot Payroll is one of the most affordable full-service payroll solutions for small businesses. It offers basic payroll and full-service payroll tiers, with the full-service option handling all federal, state, and local tax filings. Patriot is popular with very small businesses and solo operators who want simple, reliable payroll without complex features.
Pros
- ✓Seamlessly integrates with Wave accounting — no manual data transfer needed
- ✓Very affordable pricing for micro-businesses
- ✓Simple interface with minimal setup required
- ✓Free Wave accounting included with subscription
Cons
- ✗Limited features compared to dedicated payroll platforms
- ✗Tax filing is only automatic in select states — manual filing required in others
- ✗No mobile payroll app
- ✗Not suitable for businesses with complex payroll needs
Pros
- ✓One of the most affordable payroll solutions available
- ✓Simple and easy to use with minimal learning curve
- ✓US-based customer support available by phone
- ✓Free trial available before committing
Cons
- ✗Limited features compared to full HR platforms
- ✗No mobile app for running payroll
- ✗Benefits administration not included
- ✗Less suitable for businesses with complex payroll needs
Wave Payroll vs Patriot Payroll: Side by Side
| Factor | Wave Payroll | Patriot Payroll |
|---|---|---|
| User Rating | N/A | N/A |
| Category | Payroll Software | Payroll Software |
| Pricing Model | Paid | Paid |
| Starting Price | $20/mo + $6/person | $17/mo + $4/person |
| Best For | Micro-businesses already using Wave accounting that want simple integrated payroll | Very small businesses and solo operators wanting the most affordable payroll solution |
| Our Pick | — | — |
Wave Payroll Features
- ✓Payroll processing
- ✓direct deposit
- ✓tax payments and filings
- ✓W-2 and 1099 preparation
- ✓Wave accounting integration
- ✓employee self-service
Patriot Payroll Features
- ✓Payroll processing
- ✓tax filing options
- ✓direct deposit
- ✓employee self-service portal
- ✓time and attendance add-on
- ✓HR software add-on
- ✓contractor payments
Pricing Comparison
Our Take
Choose Wave Payroll if micro-businesses already using wave accounting that want simple integrated payroll. Choose Patriot Payroll if very small businesses and solo operators wanting the most affordable payroll solution.
Best For
Micro-businesses already using Wave accounting that want simple integrated payroll
Best For
Very small businesses and solo operators wanting the most affordable payroll solution
How Wave Payroll and Patriot Payroll Are Similar
- •Both are Payroll Software platforms designed for business teams
- •Both offer web-based access with no software installation required
- •Both provide customer support and onboarding resources
- •Both integrate with popular third-party business tools
- •Both offer a trial or demo to evaluate before purchasing
Also Consider
If neither Wave Payroll nor Patriot Payroll is the right fit, Multiplier is worth evaluating.
Multiplier
Startups and SMBs hiring internationally on a budget
From $40/contractor/mo
Frequently Asked Questions
What is the difference between Wave Payroll and Patriot Payroll?
Wave Payroll is best for micro-businesses already using wave accounting that want simple integrated payroll. Patriot Payroll is best for very small businesses and solo operators wanting the most affordable payroll solution.
Which is better, Wave Payroll or Patriot Payroll?
Choose Wave Payroll if micro-businesses already using wave accounting that want simple integrated payroll. Choose Patriot Payroll if very small businesses and solo operators wanting the most affordable payroll solution.
How much does Wave Payroll cost?
Wave Payroll starts at $20/mo + $6/person. Pricing model: Paid.
How much does Patriot Payroll cost?
Patriot Payroll starts at $17/mo + $4/person. Pricing model: Paid.
Who should use Wave Payroll?
Micro-businesses already using Wave accounting that want simple integrated payroll
Who should use Patriot Payroll?
Very small businesses and solo operators wanting the most affordable payroll solution