Countingup vs isolved
A head-to-head comparison to help you pick the right tool
Last updated: April 30, 2026
Countingup
Countingup is a UK business current account with built-in accounting software. It combines banking and bookkeeping in one app, automatically categorizing transactions and generating tax estimates in real time.
isolved
isolved is an all-in-one HCM platform offering payroll, HR, benefits, and time tracking for small to mid-sized businesses. It is delivered through a network of local service partners providing personalized support.
Pros
- ✓Business banking and accounting in one app
- ✓Automatic transaction categorization
- ✓Real-time tax estimates
- ✓Simple flat monthly pricing
- ✓Great for sole traders
Cons
- ✗UK only
- ✗Limited accounting features for complex businesses
- ✗Not a replacement for full accounting software at scale
- ✗No multi-user access
Pros
- ✓Strong local service partner network
- ✓Good all-in-one HCM features
- ✓Solid compliance tools
- ✓Flexible configuration
- ✓Good for SMBs needing hands-on support
Cons
- ✗Interface feels dated
- ✗Quality can vary by service partner
- ✗Less self-serve than modern platforms
- ✗Reporting needs improvement
Countingup vs isolved: Side by Side
| Factor | Countingup | isolved |
|---|---|---|
| User Rating | N/A | N/A |
| Category | Accounting Software | Payroll Software |
| Pricing Model | Paid | Paid |
| Starting Price | Contact for pricing | Contact for pricing |
| Best For | UK sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app | SMBs wanting full-service payroll and HR support through a local service partner network |
| Our Pick | — | — |
Countingup Features
- ✓Receipt scanning
- ✓expense categorization
- ✓VAT tracking
- ✓supplier management
- ✓bank feed integration
- ✓reporting
isolved Features
- ✓Payroll processing
- ✓HR management
- ✓benefits administration
- ✓time tracking
- ✓talent management
- ✓compliance
Pricing Comparison
Our Take
Choose Countingup if uk sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app. Choose isolved if smbs wanting full-service payroll and hr support through a local service partner network.
Best For
UK sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app
Best For
SMBs wanting full-service payroll and HR support through a local service partner network
Also Consider
If neither Countingup nor isolved is the right fit, Dext is worth evaluating.
Dext
Bookkeepers, accountants, and businesses with high receipt volumes wanting to eliminate manual data entry
From $15/mo
Frequently Asked Questions
What is the difference between Countingup and isolved?
Countingup is best for uk sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app. isolved is best for smbs wanting full-service payroll and hr support through a local service partner network.
Which is better, Countingup or isolved?
Choose Countingup if uk sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app. Choose isolved if smbs wanting full-service payroll and hr support through a local service partner network.
How much does Countingup cost?
Visit Countingup website for current pricing.
How much does isolved cost?
Visit isolved website for current pricing.
Who should use Countingup?
UK sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app
Who should use isolved?
SMBs wanting full-service payroll and HR support through a local service partner network