Countingup vs Paycom
A head-to-head comparison to help you pick the right tool
Last updated: April 30, 2026
Countingup
Countingup is a UK business current account with built-in accounting software. It combines banking and bookkeeping in one app, automatically categorizing transactions and generating tax estimates in real time.
Paycom
Paycom is a comprehensive HR and payroll platform known for its employee self-service features. Its signature Beti technology lets employees verify their own payroll before processing, reducing errors significantly.
Pros
- ✓Business banking and accounting in one app
- ✓Automatic transaction categorization
- ✓Real-time tax estimates
- ✓Simple flat monthly pricing
- ✓Great for sole traders
Cons
- ✗UK only
- ✗Limited accounting features for complex businesses
- ✗Not a replacement for full accounting software at scale
- ✗No multi-user access
Pros
- ✓Innovative employee-driven payroll verification
- ✓Strong self-service features
- ✓All-in-one HR and payroll
- ✓Good compliance tools
- ✓Dedicated support model
Cons
- ✗Pricing not transparent
- ✗Can be expensive for small businesses
- ✗Implementation takes time
- ✗Some users report pushy sales process
Countingup vs Paycom: Side by Side
| Factor | Countingup | Paycom |
|---|---|---|
| User Rating | N/A | N/A |
| Category | Accounting Software | Payroll Software |
| Pricing Model | Paid | Paid |
| Starting Price | Contact for pricing | Contact for pricing |
| Best For | UK sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app | Mid-sized businesses wanting an all-in-one HR and payroll platform with strong employee self-service |
| Our Pick | — | — |
Countingup Features
- ✓Receipt scanning
- ✓expense categorization
- ✓VAT tracking
- ✓supplier management
- ✓bank feed integration
- ✓reporting
Paycom Features
- ✓Payroll processing
- ✓HR management
- ✓talent management
- ✓time tracking
- ✓benefits
- ✓analytics and reporting
Pricing Comparison
Our Take
Choose Countingup if uk sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app. Choose Paycom if mid-sized businesses wanting an all-in-one hr and payroll platform with strong employee self-service.
Best For
UK sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app
Best For
Mid-sized businesses wanting an all-in-one HR and payroll platform with strong employee self-service
Also Consider
If neither Countingup nor Paycom is the right fit, Dext is worth evaluating.
Dext
Bookkeepers, accountants, and businesses with high receipt volumes wanting to eliminate manual data entry
From $15/mo
Frequently Asked Questions
What is the difference between Countingup and Paycom?
Countingup is best for uk sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app. Paycom is best for mid-sized businesses wanting an all-in-one hr and payroll platform with strong employee self-service.
Which is better, Countingup or Paycom?
Choose Countingup if uk sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app. Choose Paycom if mid-sized businesses wanting an all-in-one hr and payroll platform with strong employee self-service.
How much does Countingup cost?
Visit Countingup website for current pricing.
How much does Paycom cost?
Visit Paycom website for current pricing.
Who should use Countingup?
UK sole traders and freelancers wanting a combined business bank account and simple accounting tool in one app
Who should use Paycom?
Mid-sized businesses wanting an all-in-one HR and payroll platform with strong employee self-service