Gusto vs Patriot Payroll
A head-to-head comparison to help you pick the right tool
Last updated: September 14, 2026
Gusto is our recommended pick for most teams — small businesses under 100 employees.
Try Gusto →Read our full Gusto review →Gusto
Gusto is a full-service HR and payroll platform built for small businesses. It handles payroll taxes automatically, offers employee benefits administration, and includes onboarding tools that make it easy to bring on new hires. Gusto is known for its clean interface and transparent pricing, making it a top choice for founders managing HR for the first time.
Patriot Payroll
Patriot Payroll is one of the most affordable full-service payroll solutions for small businesses. It offers basic payroll and full-service payroll tiers, with the full-service option handling all federal, state, and local tax filings. Patriot is popular with very small businesses and solo operators who want simple, reliable payroll without complex features.
Pros
- ✓Automatic federal, state, and local tax filing saves hours each month
- ✓Transparent flat-rate pricing with no hidden fees
- ✓Excellent onboarding flow with offer letters, e-signatures, and self-onboarding
- ✓Strong benefits administration including health, dental, and 401k
Cons
- ✗International payroll is limited and requires third-party tools
- ✗Can get expensive as headcount grows beyond 50 employees
- ✗Reporting and analytics are basic compared to enterprise tools
Pros
- ✓One of the most affordable payroll solutions available
- ✓Simple and easy to use with minimal learning curve
- ✓US-based customer support available by phone
- ✓Free trial available before committing
Cons
- ✗Limited features compared to full HR platforms
- ✗No mobile app for running payroll
- ✗Benefits administration not included
- ✗Less suitable for businesses with complex payroll needs
Gusto vs Patriot Payroll: Side by Side
| Factor | Gusto | Patriot Payroll |
|---|---|---|
| User Rating | 4.6/5 ★ | N/A |
| Category | HR Software | Payroll Software |
| Pricing Model | Paid | Paid |
| Starting Price | $40/mo + $6/employee | $17/mo + $4/person |
| Best For | Small businesses under 100 employees | Very small businesses and solo operators wanting the most affordable payroll solution |
| Our Pick | 🏆 Recommended | — |
Gusto Features
- ✓Payroll automation
- ✓benefits administration
- ✓onboarding
- ✓time tracking
- ✓compliance
Patriot Payroll Features
- ✓Payroll processing
- ✓tax filing options
- ✓direct deposit
- ✓employee self-service portal
- ✓time and attendance add-on
- ✓HR software add-on
- ✓contractor payments
Pricing Comparison
Gusto
PaidStarts at $40/mo + $6/employee
Simple: $40/mo + $6/employee · Plus: $80/mo + $12/employee · Premium: $180/mo + $22/employee
See full pricing →Best Use Cases
Gusto
- →US small businesses running payroll for the first time
- →Startups wanting automated tax filing
- →Companies needing combined payroll and benefits administration
Who Should NOT Use These Tools
Gusto is NOT ideal for:
- ✗Companies with international employees
- ✗Large enterprises needing complex payroll rules
- ✗Businesses outside the United States
Integrations
Gusto
QuickBooks, Xero, FreshBooks, Clover, When I Work, Deputy, BambooHR, Greenhouse
Our Take
Choose Gusto if small businesses under 100 employees. Choose Patriot Payroll if very small businesses and solo operators wanting the most affordable payroll solution.
Best For
Small businesses under 100 employees
Best For
Very small businesses and solo operators wanting the most affordable payroll solution
Also Consider
If neither Gusto nor Patriot Payroll is the right fit, Justworks is worth evaluating.
Justworks
Small businesses wanting Fortune 500 benefits
From $59/employee/mo
Frequently Asked Questions
What is the difference between Gusto and Patriot Payroll?
Gusto is best for small businesses under 100 employees. Patriot Payroll is best for very small businesses and solo operators wanting the most affordable payroll solution.
Which is better, Gusto or Patriot Payroll?
Choose Gusto if small businesses under 100 employees. Choose Patriot Payroll if very small businesses and solo operators wanting the most affordable payroll solution.
How much does Gusto cost?
Gusto starts at $40/mo + $6/employee. Pricing model: Paid.
How much does Patriot Payroll cost?
Patriot Payroll starts at $17/mo + $4/person. Pricing model: Paid.
Who should use Gusto?
Small businesses under 100 employees
Who should use Patriot Payroll?
Very small businesses and solo operators wanting the most affordable payroll solution