OnPay vs Paycom
A head-to-head comparison to help you pick the right tool
Last updated: April 30, 2026
OnPay
OnPay is a full-service payroll and HR platform designed for small and mid-size businesses. It offers unlimited payroll runs, automatic tax filing, and built-in HR tools at an affordable flat rate. OnPay is consistently rated as one of the best value payroll solutions for small businesses and supports a wide range of industries including restaurants, farms, and nonprofits.
Paycom
Paycom is a comprehensive HR and payroll platform known for its employee self-service features. Its signature Beti technology lets employees verify their own payroll before processing, reducing errors significantly.
Pros
- ✓Excellent value — flat monthly pricing with no per-run fees
- ✓Supports multiple pay schedules and unlimited payroll runs
- ✓Strong industry-specific features for restaurants, farms, and nonprofits
- ✓US-based customer support included on all plans
Cons
- ✗US-only — no international payroll support
- ✗Mobile app is less polished than competitors
- ✗Limited advanced HR features compared to full HRIS platforms
Pros
- ✓Innovative employee-driven payroll verification
- ✓Strong self-service features
- ✓All-in-one HR and payroll
- ✓Good compliance tools
- ✓Dedicated support model
Cons
- ✗Pricing not transparent
- ✗Can be expensive for small businesses
- ✗Implementation takes time
- ✗Some users report pushy sales process
OnPay vs Paycom: Side by Side
| Factor | OnPay | Paycom |
|---|---|---|
| User Rating | N/A | N/A |
| Category | Payroll Software | Payroll Software |
| Pricing Model | Paid | Paid |
| Starting Price | $40/mo + $6/person | Contact for pricing |
| Best For | Small businesses wanting affordable, full-service payroll with no hidden fees | Mid-sized businesses wanting an all-in-one HR and payroll platform with strong employee self-service |
| Our Pick | — | — |
OnPay Features
- ✓Unlimited payroll runs
- ✓automatic tax filing
- ✓direct deposit
- ✓employee self-service
- ✓HR tools
- ✓benefits administration
- ✓PTO management
- ✓integrations
Paycom Features
- ✓Payroll processing
- ✓HR management
- ✓talent management
- ✓time tracking
- ✓benefits
- ✓analytics and reporting
Pricing Comparison
Which Should You Choose?
Choose OnPay if...
- →Small businesses wanting affordable, full-service payroll with no hidden fees
Choose Paycom if...
- →Mid-sized businesses wanting an all-in-one HR and payroll platform with strong employee self-service
Our Take
Choose OnPay if small businesses wanting affordable, full-service payroll with no hidden fees. Choose Paycom if mid-sized businesses wanting an all-in-one hr and payroll platform with strong employee self-service.
Best For
Small businesses wanting affordable, full-service payroll with no hidden fees
Best For
Mid-sized businesses wanting an all-in-one HR and payroll platform with strong employee self-service
How OnPay and Paycom Are Similar
- •Both are Payroll Software platforms designed for business teams
- •Both offer web-based access with no software installation required
- •Both provide customer support and onboarding resources
- •Both integrate with popular third-party business tools
- •Both offer a trial or demo to evaluate before purchasing
Also Consider
If neither OnPay nor Paycom is the right fit, Multiplier is worth evaluating.
Multiplier
Startups and SMBs hiring internationally on a budget
From $40/contractor/mo
Frequently Asked Questions
What is the difference between OnPay and Paycom?
OnPay is best for small businesses wanting affordable, full-service payroll with no hidden fees. Paycom is best for mid-sized businesses wanting an all-in-one hr and payroll platform with strong employee self-service.
Which is better, OnPay or Paycom?
Choose OnPay if small businesses wanting affordable, full-service payroll with no hidden fees. Choose Paycom if mid-sized businesses wanting an all-in-one hr and payroll platform with strong employee self-service.
How much does OnPay cost?
OnPay starts at $40/mo + $6/person. Pricing model: Paid.
How much does Paycom cost?
Visit Paycom website for current pricing.
Who should use OnPay?
Small businesses wanting affordable, full-service payroll with no hidden fees
Who should use Paycom?
Mid-sized businesses wanting an all-in-one HR and payroll platform with strong employee self-service