OnPay vs Streak
A head-to-head comparison to help you pick the right tool
Last updated: April 30, 2026
Streak is our recommended pick for most teams — solopreneurs and small teams that manage all business communication through gmail.
Try Streak →Read our full Streak review →OnPay
OnPay is a full-service payroll and HR platform designed for small and mid-size businesses. It offers unlimited payroll runs, automatic tax filing, and built-in HR tools at an affordable flat rate. OnPay is consistently rated as one of the best value payroll solutions for small businesses and supports a wide range of industries including restaurants, farms, and nonprofits.
Streak
Streak is a CRM built directly inside Gmail, allowing users to manage their sales pipeline without ever leaving their inbox. It turns Gmail into a fully functional CRM with pipelines, contact tracking, and email tools. Streak is ideal for solopreneurs and small teams that do all their business communication through Gmail.
Pros
- ✓Excellent value — flat monthly pricing with no per-run fees
- ✓Supports multiple pay schedules and unlimited payroll runs
- ✓Strong industry-specific features for restaurants, farms, and nonprofits
- ✓US-based customer support included on all plans
Cons
- ✗US-only — no international payroll support
- ✗Mobile app is less polished than competitors
- ✗Limited advanced HR features compared to full HRIS platforms
Pros
- ✓Works entirely inside Gmail — zero context switching
- ✓Free plan is genuinely useful for individuals
- ✓Easy to set up in minutes
- ✓Great for solopreneurs and freelancers
Cons
- ✗Only works if your team uses Gmail
- ✗Not suitable for large teams or complex sales processes
- ✗Limited features compared to standalone CRM platforms
OnPay vs Streak: Side by Side
| Factor | OnPay | Streak |
|---|---|---|
| User Rating | N/A | 4.3/5 ★ |
| Category | Payroll Software | CRM Software |
| Pricing Model | Paid | Freemium |
| Starting Price | $40/mo + $6/person | Free |
| Best For | Small businesses wanting affordable, full-service payroll with no hidden fees | Solopreneurs and small teams that manage all business communication through Gmail |
| Our Pick | — | 🏆 Recommended |
OnPay Features
- ✓Unlimited payroll runs
- ✓automatic tax filing
- ✓direct deposit
- ✓employee self-service
- ✓HR tools
- ✓benefits administration
- ✓PTO management
- ✓integrations
Streak Features
- ✓Gmail-based pipeline management
- ✓email tracking
- ✓mail merge
- ✓contact management
- ✓workflow automation
- ✓reporting
- ✓collaboration
Pricing Comparison
Best Use Cases
Streak
- →Gmail users wanting CRM built into their inbox
- →Small teams managing deals without switching apps
- →Businesses wanting a simple pipeline in Google Workspace
Who Should NOT Use These Tools
Streak is NOT ideal for:
- ✗Teams not using Gmail as their primary email
- ✗Companies needing advanced reporting and forecasting
- ✗Businesses requiring dedicated mobile CRM apps
Integrations
Streak
Gmail, Google Sheets, Google Drive, Zapier, Slack
Our Take
Choose OnPay if small businesses wanting affordable, full-service payroll with no hidden fees. Choose Streak if solopreneurs and small teams that manage all business communication through gmail.
Best For
Small businesses wanting affordable, full-service payroll with no hidden fees
Best For
Solopreneurs and small teams that manage all business communication through Gmail
Also Consider
If neither OnPay nor Streak is the right fit, Multiplier is worth evaluating.
Multiplier
Startups and SMBs hiring internationally on a budget
From $40/contractor/mo
Frequently Asked Questions
What is the difference between OnPay and Streak?
OnPay is best for small businesses wanting affordable, full-service payroll with no hidden fees. Streak is best for solopreneurs and small teams that manage all business communication through gmail.
Which is better, OnPay or Streak?
Choose OnPay if small businesses wanting affordable, full-service payroll with no hidden fees. Choose Streak if solopreneurs and small teams that manage all business communication through gmail.
How much does OnPay cost?
OnPay starts at $40/mo + $6/person. Pricing model: Paid.
How much does Streak cost?
Streak starts at Free. Pricing model: Freemium.
Who should use OnPay?
Small businesses wanting affordable, full-service payroll with no hidden fees
Who should use Streak?
Solopreneurs and small teams that manage all business communication through Gmail