OnPay vs SurePayroll
A head-to-head comparison to help you pick the right tool
Last updated: April 30, 2026
SurePayroll is our recommended pick for most teams — small businesses with under 100 employees looking for simple, affordable full-service payroll.
Try SurePayroll →Read our full SurePayroll review →OnPay
OnPay is a full-service payroll and HR platform designed for small and mid-size businesses. It offers unlimited payroll runs, automatic tax filing, and built-in HR tools at an affordable flat rate. OnPay is consistently rated as one of the best value payroll solutions for small businesses and supports a wide range of industries including restaurants, farms, and nonprofits.
SurePayroll
SurePayroll is an online payroll service designed specifically for small businesses. It is owned by Paychex and offers full-service payroll processing, automatic tax filing, and employee self-service tools. SurePayroll is known for its simple setup and affordable pricing, making it a top choice for small business owners running payroll for the first time.
Pros
- ✓Excellent value — flat monthly pricing with no per-run fees
- ✓Supports multiple pay schedules and unlimited payroll runs
- ✓Strong industry-specific features for restaurants, farms, and nonprofits
- ✓US-based customer support included on all plans
Cons
- ✗US-only — no international payroll support
- ✗Mobile app is less polished than competitors
- ✗Limited advanced HR features compared to full HRIS platforms
Pros
- ✓Very easy to set up and use — ideal for first-time payroll users
- ✓Automatic federal, state, and local tax filing included
- ✓Affordable flat-rate pricing for small teams
- ✓Strong mobile app for running payroll on the go
Cons
- ✗Limited features for larger or more complex businesses
- ✗Customer support can be slow during peak periods
- ✗Less customizable than enterprise payroll solutions
OnPay vs SurePayroll: Side by Side
| Factor | OnPay | SurePayroll |
|---|---|---|
| User Rating | N/A | 4.4/5 ★ |
| Category | Payroll Software | Payroll Software |
| Pricing Model | Paid | Paid |
| Starting Price | $40/mo + $6/person | Custom pricing |
| Best For | Small businesses wanting affordable, full-service payroll with no hidden fees | Small businesses with under 100 employees looking for simple, affordable full-service payroll |
| Our Pick | — | 🏆 Recommended |
OnPay Features
- ✓Unlimited payroll runs
- ✓automatic tax filing
- ✓direct deposit
- ✓employee self-service
- ✓HR tools
- ✓benefits administration
- ✓PTO management
- ✓integrations
SurePayroll Features
- ✓Full-service payroll processing
- ✓automatic tax filing
- ✓direct deposit
- ✓employee self-service portal
- ✓new hire reporting
- ✓workers compensation integration
- ✓mobile app
Pricing Comparison
Best Use Cases
SurePayroll
- →Small US businesses running payroll for a handful of employees
- →Self-employed individuals paying themselves and contractors
- →Companies wanting simple automated payroll at low cost
Who Should NOT Use These Tools
SurePayroll is NOT ideal for:
- ✗Companies with international employees
- ✗Businesses needing full HR management
- ✗Large companies with complex payroll requirements
Integrations
SurePayroll
QuickBooks, Xero, AccountEdge, Sage
Our Take
Choose OnPay if small businesses wanting affordable, full-service payroll with no hidden fees. Choose SurePayroll if small businesses with under 100 employees looking for simple, affordable full-service payroll.
Best For
Small businesses wanting affordable, full-service payroll with no hidden fees
Best For
Small businesses with under 100 employees looking for simple, affordable full-service payroll
How OnPay and SurePayroll Are Similar
- •Both are Payroll Software platforms designed for business teams
- •Both offer web-based access with no software installation required
- •Both provide customer support and onboarding resources
- •Both integrate with popular third-party business tools
- •Both offer a trial or demo to evaluate before purchasing
Also Consider
If neither OnPay nor SurePayroll is the right fit, Multiplier is worth evaluating.
Multiplier
Startups and SMBs hiring internationally on a budget
From $40/contractor/mo
Frequently Asked Questions
What is the difference between OnPay and SurePayroll?
OnPay is best for small businesses wanting affordable, full-service payroll with no hidden fees. SurePayroll is best for small businesses with under 100 employees looking for simple, affordable full-service payroll.
Which is better, OnPay or SurePayroll?
Choose OnPay if small businesses wanting affordable, full-service payroll with no hidden fees. Choose SurePayroll if small businesses with under 100 employees looking for simple, affordable full-service payroll.
How much does OnPay cost?
OnPay starts at $40/mo + $6/person. Pricing model: Paid.
How much does SurePayroll cost?
SurePayroll starts at Custom pricing. Pricing model: Paid.
Who should use OnPay?
Small businesses wanting affordable, full-service payroll with no hidden fees
Who should use SurePayroll?
Small businesses with under 100 employees looking for simple, affordable full-service payroll